Free SSP Calculator

UK Statutory Sick Pay Calculator

Calculate SSP entitlement instantly using 2025/2026 rates. Enter weekly earnings, sick days, and qualifying days — get the daily rate and total payment in seconds.

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Stop calculating manually — track sick leave automatically

This calculator gives you the numbers. TimeTally tracks sick leave, approvals, and absence records automatically — so you never need to calculate it manually again. From £2/employee/month.

See all team leave at a glance

Every approved leave request, sick day, and bank holiday sits on one calendar. Spot absence patterns before they become a problem — no more cross-referencing spreadsheets.

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Absence patterns
Bank holidays
TimeTally team leave calendar showing all employee absence in one view

Employees book leave from their phone

Staff submit leave requests via the iOS app. Balances update automatically. No emails, no forms, no back-and-forth.

  • Leave request submitted in seconds
  • Balance updated automatically
  • Employee sees remaining days in real time
  • Manager notified instantly
TimeTally iOS app showing employee booking leave

Approve or decline requests in one tap

All leave requests land in your dashboard. Approve or decline with a single tap. Every decision is timestamped — no more disputes about who was notified and when.

All requests in one place
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Audit trail
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TimeTally leave request approval dashboard

Leave data flows straight to payroll

Approved leave is included in your payroll export automatically. Direct integration with Xero and QuickBooks — no manual adjustments, no missed deductions.

  • Direct Xero & QuickBooks integration
  • CSV export for any payroll software
  • Approved leave included automatically
  • Clean audit trail for every deduction
TimeTally payroll export showing leave data sent to Xero and QuickBooks
Meet TimeTally

Stop doing this manually
for every employee

TimeTally automatically tracks, approves, and records sick leave for your entire team. Explore all features or see how it works.

Automatic calculations

SSP entitlement and qualifying days calculated automatically from leave records. Absence history tracked per employee — no spreadsheets needed.

One-tap approvals

Managers approve or reject leave requests from any device, with a full audit trail of every decision timestamped and stored automatically.

Statutory calculations included

Statutory sick pay, bank holiday management, and leave balances handled for you — so you spend less time on admin and more time on your team.

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Statutory sick pay: everything employers must know

SSP rules trip up even experienced payroll teams. Here are the key facts every UK employer needs to get right.

SSP Rates and the Weekly Earnings Test

Statutory Sick Pay is paid at a flat weekly rate (£116.75 in 2024/25). To qualify, employees must be classed as an 'employee' (not a worker or self-employed), must have average weekly earnings at or above the Lower Earnings Limit (£123/week in 2024/25), and must be sick for at least 4 consecutive days including non-working days. The earnings test uses average weekly earnings over the last 8 weeks before the sick period. Employees who fail the earnings test cannot receive SSP — but may be entitled to New Style ESA from DWP instead.

Waiting Days: Why SSP Doesn't Start Immediately

The first three 'qualifying days' of any period of incapacity for work are 'waiting days' — SSP is not payable for them. A 'qualifying day' is a day the employee would normally be expected to work. If an employee is sick Monday to Friday, Monday to Wednesday are waiting days and SSP begins on Thursday. However, if the employee has had a previous period of sickness within the last 8 weeks (a 'linked period'), the waiting days may already be served — and SSP begins from the first qualifying day of the new period.

Notification Requirements and Fit Notes

Employers can set their own notification requirements for sickness absence — typically requiring notification on the first day of absence by a specific time and method. For absences of up to 7 calendar days, employees can self-certify (using an SC2 form or the employer's equivalent). Beyond 7 calendar days, a fit note issued by a GP or other registered healthcare professional is required. Employers cannot insist on a fit note for shorter absences. Failure to notify in the required way does not remove the right to SSP, but it may affect when SSP liability begins.

SSP During Pregnancy-Related Sickness

Sickness absence that is related to pregnancy during the last 4 weeks before the expected week of childbirth (the 'disqualifying period') automatically triggers the start of maternity leave — and SSP is replaced by Statutory Maternity Pay from that point. For pregnancy-related sickness before the disqualifying period, SSP is payable in the usual way. Pregnancy-related absence should never trigger disciplinary proceedings or count in absence triggers — doing so is sex discrimination under the Equality Act 2010.

The 28-Week SSP Maximum

SSP is payable for a maximum of 28 weeks in any period of incapacity. Once exhausted, the employer's SSP liability ends. The employer must issue an SSP1 form within 7 days of SSP ending, to allow the employee to claim New Style ESA from the DWP. Linked periods of sickness (within 8 weeks of each other) are treated as one continuous period for SSP purposes — so repeated short absences can exhaust the 28 weeks more quickly than a single long absence if they occur in a pattern.

Contractual Sick Pay vs. SSP: The Relationship

Employers can offer contractual sick pay that is more generous than SSP — for example, full pay for the first 4 weeks, then half pay for 8 weeks, then SSP only. Contractual sick pay absorbs the SSP entitlement: an employee cannot receive both in excess of their contractual entitlement. Where contractual sick pay is exhausted before 28 weeks are up, the employer must still pay SSP for the remainder of the 28-week period. Contracts should specify exactly how the two interact to avoid misunderstandings.

Agency Workers, Zero-Hours Contracts, and SSP

Agency workers who meet the earnings threshold are entitled to SSP, paid by the agency (as their employer) rather than the end-client business. Zero-hours workers are also entitled to SSP if they meet the earnings test — the variable nature of their hours means average earnings must be calculated over the 8-week reference period. If average earnings fall below the LEL, SSP is not payable. Employers who structure contracts to keep earnings just below the LEL may face tribunal claims if the pattern of work clearly exceeds the threshold in practice.

SSP Record-Keeping and HMRC Obligations

Employers must keep records of SSP paid for at least 3 years, to support HMRC PAYE audits. Records should include: dates of sickness and qualifying days; amount of SSP paid each week; any SSP1 forms issued; and notification and fit note records. Since April 2014, employers can no longer reclaim SSP from HMRC (the Percentage Threshold Scheme was abolished). However, small employers with an NICs bill under £45,000/year can still reclaim up to 103% of statutory parental leave pay — SSP reclaim is a separate, discontinued scheme.

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TimeTally has been excellent for our business. The app is simple to use, reliable, and makes managing holidays, absences, and staff records straightforward. The system has saved us a significant amount of administration time and gives both managers and employees clear visibility of leave balances and requests. Highly recommended for any business looking for an easy-to-use workforce management solution.

CLI Manchester

Jordan Ingoe, CLI Manchester

Statutory Sick Pay: Frequently Asked Questions

Everything you need to know about SSP in the UK. For related topics, try our Bradford Factor calculator or holiday entitlement calculator.

What is the SSP rate for 2026?
The statutory rate from April 2025 is £118.75 per week. This is the legal minimum set by the government. You can pay more through a company sick pay scheme, but you cannot pay less if the employee qualifies for SSP. The rate is set annually and applies to each qualifying day of sickness.
How much must an employee earn to qualify for SSP?
Employees must earn at least £125 per week on average to qualify for SSP. This is the Lower Earnings Limit (LEL) for 2025/2026. Average weekly earnings are calculated using gross earnings over the 8 weeks immediately before the employee fell ill. If earnings fluctuate, this average determines eligibility.
What are SSP waiting days?
The first 3 qualifying days of any period of sickness are called waiting days — no SSP is paid for them. Qualifying days are the days an employee normally works. SSP payments begin from the fourth qualifying day onwards. For example, if someone works Monday–Friday and is sick from Monday, SSP starts from Thursday.
How long can an employee receive SSP?
SSP can be paid for up to 28 weeks in any period of illness. After 28 weeks, SSP stops and the employee may be able to claim Employment and Support Allowance (ESA) from the government. As the employer, you must send them form SSP1 at least 4 weeks before their SSP entitlement runs out.
Must the employee be off sick for 4 or more consecutive days?
Yes. The period of incapacity must be at least 4 consecutive days — and this includes non-working days. For example, an employee who falls ill on Thursday and is still unwell on Sunday has been off for 4 consecutive days (Thursday, Friday, Saturday, Sunday), even though they only work weekdays.
What is the difference between company sick pay and SSP?
SSP is the legal minimum employers must pay when an employee qualifies. Company sick pay (also called contractual or occupational sick pay) is any amount above SSP that an employer chooses to offer. Many employers pay full or partial salary for a set number of sick days, then drop to SSP as the fallback. Company sick pay schemes must not pay less than SSP.
When does an employee need a fit note?
Employees can self-certify their illness for the first 7 calendar days of absence. After that, they need a fit note (sometimes called a sick note or medical certificate) from their GP or another registered healthcare professional before you continue to pay SSP. Without a fit note after 7 days, you may have grounds to withhold SSP.
What is the SSP1 form and when must it be issued?
Form SSP1 is a document employers must give to an employee when SSP ends or cannot be paid. This includes situations where the employee is not entitled to SSP, SSP is coming to an end after 28 weeks, or SSP cannot be paid for other reasons. It allows the employee to claim ESA from the government. Issue it promptly so the employee can make their claim in time.
How should employers keep SSP records?
Employers must keep records of SSP payments, dates of sickness absence, and qualifying days for at least 3 years. There is no prescribed format — HMRC simply requires that records are accurate and accessible for inspection. Timesheet and attendance records from systems like TimeTally make this far easier to manage and produce on request.
Can an employer refuse to pay SSP?
Employers can only withhold SSP in specific lawful circumstances: the employee's average weekly earnings are below the Lower Earnings Limit (£125/week in 2026), the employee has not provided required evidence of sickness when asked, the absence does not qualify as a period of incapacity for work (fewer than 4 consecutive days), or the employee has already received 28 weeks of SSP in a linked period. Outside these cases, withholding SSP is unlawful.

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