Free Maternity Pay Calculator

Calculate UK maternity leave dates and SMP

Instantly calculate maternity leave start dates, Statutory Maternity Pay (SMP) eligibility, and total entitlement — using the 2026/27 UK rates (from 5 April 2026).

Used by hundreds of UK businesses
  • Free to use
  • No sign-up required
  • UK statutory rates built in
Staff Holiday TrackerMaternity leave comes set up: she books it from her phone, you approve it with her SMP worked out, and it goes into your payroll export. £3 per employee a month.Maternity leave set up · £3 per employee

2026/27 rates Checked against GOV.UK on 2 October 2026

The due date on her MATB1.

When does her leave start?
2 weeks before the due date

The earliest is 11 weeks before the week the baby is due.

£9,112.56SMP over 39 weeks52 weeks of leave
Weeks 1–690% of earnings
£450.00 a week
Weeks 7–39£194.32 or 90%, if lower
£194.32 a week
Weeks 40–52Unpaid, unless your scheme pays
£0.00 a week
  • 52 weeks' leave: yesFrom her first day, with the right notice
  • 26 weeks with you: not checked yetAdd the due date and start date
  • £129+ a week: yes£500.00 a week

Add the due date to see when her leave starts, when SMP ends and when she's back.

90% of £500.00 is £450.00 a week. After week 6 that is more than £194.32, so £194.32 is paid: 6 × £450.00 + 33 × £194.32 = £9,112.56, before tax and National Insurance. This assumes 26 weeks with you by the qualifying week.

Track maternity leave automatically with TimeTally →

The year off, week by week

What each week of maternity leave pays

£450.00 a week for 6 weeks, then £194.32 for 33 (£305.68 a week less than she usually earns), then 13 weeks unpaid: £9,112.56 in all. Add the due date to see the dates.

£9,112.56 SMP
  1. Week 1: £450.00
  2. Week 2: £450.00
  3. Week 3: £450.00, the week the baby is due
  4. Week 4: £450.00
  5. Week 5: £450.00
  6. Week 6: £450.00
  7. Week 7: £194.32
  8. Week 8: £194.32
  9. Week 9: £194.32
  10. Week 10: £194.32
  11. Week 11: £194.32
  12. Week 12: £194.32
  13. Week 13: £194.32
  14. Week 14: £194.32
  15. Week 15: £194.32
  16. Week 16: £194.32
  17. Week 17: £194.32
  18. Week 18: £194.32
  19. Week 19: £194.32
  20. Week 20: £194.32
  21. Week 21: £194.32
  22. Week 22: £194.32
  23. Week 23: £194.32
  24. Week 24: £194.32
  25. Week 25: £194.32
  26. Week 26: £194.32
  27. Week 27: £194.32
  28. Week 28: £194.32
  29. Week 29: £194.32
  30. Week 30: £194.32
  31. Week 31: £194.32
  32. Week 32: £194.32
  33. Week 33: £194.32
  34. Week 34: £194.32
  35. Week 35: £194.32
  36. Week 36: £194.32
  37. Week 37: £194.32
  38. Week 38: £194.32
  39. Week 39: £194.32
  40. Week 40: £0.00
  41. Week 41: £0.00
  42. Week 42: £0.00
  43. Week 43: £0.00
  44. Week 44: £0.00
  45. Week 45: £0.00
  46. Week 46: £0.00
  47. Week 47: £0.00
  48. Week 48: £0.00
  49. Week 49: £0.00
  50. Week 50: £0.00
  51. Week 51: £0.00
  52. Week 52: £0.00

Her holiday keeps building up all year: at least 5.6 weeks (28 days for five days a week). TimeTally carries her unused holiday into the next leave year, up to 5.6 weeks, whatever your carryover rule.

  1. Week 1Leave starts2 weeks before the due date. SMP starts with it.
  2. Week 3Baby dueThe 2 weeks after the birth are compulsory leave (4 in a factory).
  3. Week 27Additional leaveBack before this: the same job. After: the same job, or a suitable one if that isn't practicable.
  4. End of week 39SMP ends13 weeks unpaid follow, unless your scheme pays.
  5. After week 52Back at workTo come back earlier she gives at least 8 weeks' notice.

Before the leave starts

The countdown to the due date

Five dates decide when maternity leave can start and whether SMP is paid. They are counted back from the week the baby is due, Sunday to Saturday. Add the due date above to see them as real dates.

  1. 20 weeks to go: Proof of the pregnancy

    20 weeks before the due date

    Midwives and doctors give the MATB1 certificate from 20 weeks before the due date. It is the proof of pregnancy SMP needs.

    YouHave it within 21 days of her SMP starting

  2. 15 weeks to go: The qualifying week

    The 15th week before the week the baby is due

    By the end of it she tells you the due date and when she wants to start. The 26 weeks and her average earnings are counted to it.

    YouWrite back within 28 days with her start and end dates

  3. 11 weeks to go: The earliest she can start

    11 weeks before the week the baby is due

    She chooses the day, from here on. If the baby comes earlier, her leave starts the day after the birth.

    YouSMP needs 28 days' notice of its start

  4. 4 weeks to go: Off sick? The leave starts

    4 weeks before the week the baby is due

    If she is off with a pregnancy-related illness in these weeks, her leave and SMP start automatically the day after.

    YouRecord it as maternity leave, not sickness

  5. The due week: The week the baby is due

    Sunday to Saturday, the week of the due date

    The qualifying week and the earliest start are counted back from it, even if the baby comes early or late.

    YouShe can't work in the 2 weeks after the birth

How much is Statutory Maternity Pay?

Statutory Maternity Pay (SMP) is paid for up to 39 weeks: 90% of average weekly earnings (before tax) for the first 6 weeks, then £194.32 a week or 90% of earnings, whichever is lower, for the next 33 weeks (2026/27 rates, from 5 April 2026). To get it, an employee needs 26 weeks' continuous employment into the qualifying week and average earnings of at least £129 a week. Maternity leave itself is 52 weeks, from day one of employment.

Worked example: average weekly earnings of £500

  1. Weeks 1–6: 90% of £500 = £450 a week, so 6 × £450 = £2,700.
  2. Weeks 7–39: £194.32 is lower than £450, so 33 × £194.32 = £6,412.56.
  3. Weeks 40–52: unpaid unless the employer offers enhanced pay.

Total SMP: £9,112.56 before tax and National Insurance.

Stop calculating manually — track maternity leave automatically

This calculator gives you the numbers. TimeTally tracks leave, accrual, and approvals automatically — so you never need to calculate it manually again. From £3/employee/month.

  1. She books it
  2. You approve it
  3. Set up for UK law
  4. Plan the cover
  5. Pay it
  1. Employees book leave from their phone

    Staff submit leave requests via the iPhone or Android app. For maternity leave they give the start date and the due date, and see the 52 weeks it covers before they send it. No emails, no forms, no back-and-forth.

    • Leave request submitted in seconds
    • The whole 52 weeks shown first
    • Manager emailed the request
  2. Approve or decline requests in one tap

    All leave requests land in your dashboard. Open one to see the dates, the due date and her pay stage by stage, worked out from her average weekly earnings. Approve or reject with a single tap. Every decision is timestamped — no more disputes about who approved what.

    • All requests in one place
    • SMP worked out for you
    • Audit trail
    • Employee emailed the decision
    Automate this with TimeTally
  3. Maternity leave comes set up

    Every account starts with a Maternity Leave type: 52 weeks, 39 of them paid, 6 at 90% of earnings and 33 at £194.32 or 90%, whichever is lower. If your policy pays more, change the weeks or the pay stages in Settings.

    • 52 weeks, 39 paid
    • Kept apart from the holiday balance
    • Your own enhanced pay if you offer it
  4. See all team leave at a glance

    Every approved leave request — maternity, annual leave, sick leave — sits on one calendar. Spot cover gaps and plan workloads before they become a problem.

    • Full team calendar
    • Who's off each day
    • Bank holidays
  5. Leave data flows straight to payroll

    Approved leave is included in your payroll export, maternity leave at the statutory pay worked out for it. Check it, then export to Xero, QuickBooks or CSV — no manual adjustments, no missed deductions.

    • Xero & QuickBooks
    • CSV export for any payroll software
    • Approved leave included automatically
    • Clean audit trail for every entry
    Automate this with TimeTally

The rest of your leave, in the same place

TimeTally does this for you

Maternity leave sits beside holiday, sickness and every other kind of leave, booked and approved the same way.

  1. Balances, Future View & Team Visibility

    Employees see their current balance and their projected future balance — accounting for leave already booked but not yet taken. Optionally let staff see who else in their department has booked time off, so they can plan around colleagues. Managers can manually adjust any employee's balance at any time — ideal when setting up mid-year from a previous system.

  2. Flexible Leave Accrual

    Pick the accrual method that fits each employee: upfront (full entitlement from day one), monthly accrual (earned gradually each month), daily accrual (builds day by day), or hours worked (earned per hour worked at a rate you set, 12.07% by default). All calculations are handled automatically — no spreadsheets needed.

  3. Every Leave Type, Your Way

    TimeTally comes with annual leave, sick leave, maternity, paternity and bank holidays set up. Need something else, like compassionate leave? Create unlimited custom leave types with any name. For each type you control: whether it's paid or unpaid, whether it deducts from the annual leave balance or has its own separate pot, and who it's turned off for.

  4. Carryover, Expiry & Negative Balances

    Decide exactly what happens at year end: toggle carryover on or off, set a maximum number of days that can carry, and optionally add an expiry date so carried-over days must be used within e.g. 3 months. You can also allow employees to book leave before they've earned it (negative balance), with an optional cap to limit exposure.

  5. Working Hours Patterns & Pro-Rata

    Set each employee's contracted hours per day of the week (or use a company default). TimeTally uses this to deduct the right amount of leave — a half-day Tuesday only costs half a Tuesday's hours — and to pay the correct amount for each day taken. Pro-rata entitlements for new starters and leavers are calculated automatically from their start date.

  6. Simple to Book for Everyone

    Employees can request leave in hours, half days, or full days from the app or website — no training required. Managers can book leave on behalf of any employee. Public holidays are added automatically for the country you choose. Set a custom leave year start date (e.g. 7th April) and balances reset automatically. Easy to set up even when migrating from another system mid-year.

  7. Approvals, Rejections & Resubmissions

    Managers can approve any leave request in one tap. Rejections include an optional reason so employees know why, and they can send a new request. Employees can also ask to change or cancel approved leave, and you approve or turn it down. Any booked leave can be deleted if plans change, and the days go back on the balance — all with a full audit trail.

  8. Calendar, TOIL & Analytics

    Leave sits in the main team calendar alongside timesheets and rota shifts — one view of the whole business. If you use time tracking, overtime converts to TOIL automatically at a rate you define. Leave analytics give managers a clear picture of absence patterns, entitlement usage, and remaining balances across the whole team.

Meet TimeTally

Stop doing this manually
for every employee

TimeTally automatically calculates, tracks, and manages leave for your entire team. Explore all features or see how it works.

  • Automatic calculationsHoliday entitlement calculated automatically based on each employee's working pattern, with statutory minimums built in.
  • One-tap approvalsManagers approve or reject requests from any device, with a team calendar showing who's off and when
  • Statutory calculations includedStatutory calculations, bank holiday management, and pro-rata entitlement handled for you.

See what we offer

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Your staff get the free TimeTally app for iPhone and Android.

“TimeTally has been excellent for our business. The app is simple to use, reliable, and makes managing holidays, absences, and staff records straightforward. The system has saved us a significant amount of administration time and gives both managers and employees clear visibility of leave balances and requests. Highly recommended for any business looking for an easy-to-use workforce management solution.”

CLI ManchesterJordan Ingoe, CLI Manchester

Everything you need to know about maternity leave

UK maternity leave law is more detailed than most managers realise. Here's what the rules actually say.

  • OML and AML: The Two Periods

    Maternity leave is split into two parts: Ordinary Maternity Leave (OML) covers the first 26 weeks, and Additional Maternity Leave (AML) covers the following 26 weeks. All employees are entitled to the full 52 weeks from day one of employment.

  • Statutory Maternity Pay (SMP) Rates

    SMP is paid for 39 weeks. The first 6 weeks are paid at 90% of average weekly earnings. The remaining 33 weeks are paid at the flat statutory rate (£194.32/week from April 2026) or 90% of average weekly earnings, whichever is lower.

  • Qualifying for SMP

    To qualify, an employee must have at least 26 weeks' continuous employment by the qualifying week, and average earnings of at least the Lower Earnings Limit (£129 a week in 2026/27). SMP is paid by the employer and reclaimed from HMRC — most employers recover 92% or 109% (Small Employers' Relief).

  • Keeping-in-Touch (KIT) Days

    Employees on maternity leave can work up to 10 KIT days without ending their maternity leave or losing SMP for those days. KIT days must be agreed by both parties — the employer cannot require them. Pay for KIT days is agreed separately.

  • Enhanced Maternity Pay Schemes

    Many employers pay full or partial salary for some or all of maternity leave, above the statutory minimum. Enhanced schemes often include a return-to-work obligation — requiring repayment of enhanced pay if the employee does not return for a minimum period.

  • Annual Leave Accrual During Maternity

    All annual leave — including any contractual leave above the 28-day statutory minimum — continues to accrue throughout the full 52 weeks of maternity leave. Employers must plan for accrued leave to be taken on return or added to the maternity period.

  • Return-to-Work Rights After Maternity

    Returning within the first 26 weeks (OML) carries the right to return to exactly the same job. Returning after 26 weeks (into AML) carries the right to return to the same job or, if not reasonably practicable, a suitable alternative on no less favourable terms.

  • Redundancy During Maternity Leave

    Employees on maternity leave have enhanced redundancy protection. If their role is at risk, they must be offered any suitable alternative vacancy before other at-risk employees. Failure to do so is automatically unfair dismissal under the Maternity and Parental Leave Regulations.

UK Maternity Leave FAQ

Common questions about maternity leave and Statutory Maternity Pay in the UK.

How much is Statutory Maternity Pay (SMP) in 2026/27?

SMP is paid for 39 weeks. The first 6 weeks are paid at 90% of your average weekly earnings (no cap). The remaining 33 weeks are paid at £194.32 per week (the 2026/27 rate, from 5 April 2026) or 90% of your average weekly earnings, whichever is lower. The final 13 weeks of the 52-week entitlement are unpaid unless your employer offers enhanced maternity pay.

What is the difference between Ordinary Maternity Leave and Additional Maternity Leave?

UK maternity leave is split into 26 weeks of Ordinary Maternity Leave (OML) and 26 weeks of Additional Maternity Leave (AML), totalling 52 weeks. Your terms and conditions of employment (apart from normal pay) continue through both OML and AML, and holiday keeps building up. The main difference is the right to return: after OML you return to the same job; after AML you return to the same job or, if that is not reasonably practicable, a suitable alternative on terms no less favourable. Every employee is entitled to both OML and AML from day one of employment, provided they give the correct notice.

What are KIT (Keeping in Touch) days?

KIT days allow an employee on maternity leave to work up to 10 days for their employer without losing SMP for those days. KIT days must be agreed by both employer and employee — the employer cannot insist on them. Any work done on a KIT day counts as a full day regardless of hours worked. Payment for KIT days is agreed between the parties, though SMP continues to be paid.

How does paternity leave work alongside maternity leave?

Eligible fathers and partners are entitled to 1 or 2 weeks of statutory paternity leave, taken as one 2-week block or two separate 1-week blocks, ending within 52 weeks of the birth. Statutory Paternity Pay is paid at the lower of £194.32/week (2026/27) or 90% of average weekly earnings. Paternity leave is separate from maternity leave and both parents can take their entitlement simultaneously if they wish.

Can I take adoption leave instead of maternity leave?

If you adopt a child, you may be entitled to Statutory Adoption Leave (52 weeks) and Statutory Adoption Pay, which mirrors SMP in structure and rates. Only one adopter in a couple can take adoption leave — the other may take paternity leave. The primary adopter must tell their employer within 7 days of being matched with a child.

What is Shared Parental Leave?

Shared Parental Leave (SPL) allows eligible parents to share up to 50 weeks of leave and up to 37 weeks of pay after the mother ends maternity leave early. Parents can take SPL at the same time or in turns, in blocks or concurrently. Statutory Shared Parental Pay (ShPP) is paid at the same rate as SMP's flat rate (£194.32/week in 2026/27, or 90% of earnings if lower).

What are qualifying earnings for SMP?

To qualify for SMP, your average weekly earnings must be at least £129 (the Lower Earnings Limit for 2026/27). Average earnings are calculated over the 8 weeks (if paid weekly) or 2 months (if paid monthly) leading up to the end of the qualifying week — which is the 15th week before your due date. One-off payments and bonuses are included in the calculation.

What are my rights when returning from maternity leave?

If you return within the first 26 weeks (OML), you have the right to return to the same job. If you return after 26 weeks (into AML), you have the right to return to the same job or, if that's not reasonably practicable, a suitable alternative on no less favourable terms. You cannot be disadvantaged or dismissed for taking maternity leave — this is automatically unfair dismissal.

What is enhanced maternity pay?

Enhanced maternity pay is any maternity pay above the statutory minimum that an employer chooses to offer. Common arrangements include full pay for the first 12 or 26 weeks, or 50% pay for a longer period. Enhanced maternity pay is a contractual benefit — check your employment contract or staff handbook. Employers can usually reclaim 92% of SMP from HMRC (or 109% if they qualify for Small Employers' Relief).

Does holiday entitlement accrue during maternity leave?

Yes. Annual leave continues to accrue throughout the full 52 weeks of maternity leave, including any additional maternity leave. An employee returning from a year's maternity leave may have up to 28 days of unused holiday to use. Employers should plan for this and discuss how accrued leave will be taken — it can often be added before or after the maternity period.

Still have a question? See all FAQs →

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